Your Independent Insurance Professionals.
SHORE AGENCY, INC. since 1929
Business Package Policies cover building, contents and liability exposures. Commercial Auto and Workers Compensation round out most accounts. Optional Commercial Umbrella coverage provides additional liability protection above and beyond your underlying policies.
· Building coverage
· Contents coverage
· Product liability
· Personal and Advertising Injury liability
· Premises Liability
· Business Interruption coverage
· Money and Securities coverage
· Supplemental coverage tailored to the specific business, service or profession.
The Business Package Policy is the building block protecting you from liability claims emanating from your products, services or the operation of your premises. It further provides protection from physical damage to your building or contents from perils such as fire, wind, lightning and vandalism. Depending on the type of business and your location a business package can be written either as a Businessowners Policy or a Commercial Package Policy. Additional property coverage can be secured through a Commercial Flood Insurance policy. Vehicles owned and operated for your business must be insured with a Commercial Auto policy. Trucks and private passenger type vehicles can be insured. Workers Compensation is required by law for any business with employees. Sole Proprietors, Partners and Members of an LLC can elect to cover themselves under a Workers Compensation policy also. Professional Liability is essential for certain occupations and service providers. Finally, a Commercial Umbrella policy provides an additional liability limit above all your underlying liability policy limits.
Business Package Policies
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